Terms of Servivce

Effective Date: January 1, 2025

These Terms of Service (“Terms”) govern your access to and use of the SurpDocs.com website and its surplus refund document generator tool (collectively, the “Service”). By using our Service, you agree to be bound by these Terms. If you do not agree, please do not access or use the Service.

1. Acceptance of Terms

By accessing or using SurpDocs.com, you confirm that you have read, understood, and agree to these Terms, as well as any additional guidelines or rules that may be posted on our site from time to time.

2. Description of the Service

SurpDocs.com provides a tool that allows users to generate and customize surplus refund documents. The Service is offered subject to these Terms, which form a legally binding agreement between you and SurpDocs.com.

3. Account Registration and User Information


  • Account Creation: Certain features of the Service may require you to create an account. When you do so, you agree to provide accurate and complete information.

  • Information Collected: We collect personal information such as your name, email address, contact details, property address, foreclosure details, auction information, and payment information. Additionally, non-personal data such as IP addresses, browser types, and pages visited may be collected automatically through cookies and analytics tools.

  • Responsibility: You are responsible for safeguarding your account credentials and for all activities that occur under your account.

4. Payment Processing

Payments for any services provided are processed securely via third-party providers (e.g., Stripe, PayPal). By making a payment, you agree to the terms and conditions of these providers.

5. Use of Your Information


  • Purpose: Your information is used to generate and customize surplus refund documents, communicate account updates or service improvements, process payments, troubleshoot issues, and ensure compliance with legal obligations.

  • Consent: By using our Service, you consent to the collection and use of your information as described in these Terms.

6. Data Sharing and Disclosure


  • Third-Party Service Providers: We may share your information with third-party providers—including payment processors, hosting services, and legal advisors—strictly as necessary to operate and improve the Service.

  • Legal Compliance: We may also disclose your information if required by law, such as in response to a subpoena or to prevent fraud.

  • No Sale of Data: Your personal information will not be sold or rented to third parties.

7. Data Security

We employ industry-standard security measures such as encryption, secure servers, and access controls to protect your data. However, please note that no method of online transmission or storage is 100% secure, and we cannot guarantee absolute security.

8. Your Rights and Responsibilities


  • Access and Control: You may access, correct, or delete your personal data through your account settings.

  • Opt-Out: You can opt out of marketing communications at any time.

  • Additional Rights: Where applicable by law, you may request data portability or restrict the processing of your personal data.

9. Cookies and Tracking

Our Service uses cookies to enhance your user experience. You have the option to disable cookies through your browser settings, though doing so may limit the functionality of the Service.

10. Children’s Use

The Service is intended solely for users who are 18 years of age or older. We do not knowingly collect personal data from individuals under the age of 18. If you believe that we have inadvertently collected such data, please contact us immediately.

11. Modifications to These Terms

We reserve the right to update or modify these Terms at any time. All changes will be posted on this page with a revised “Effective Date.” Your continued use of the Service following any such changes constitutes your acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable to SurpDocs.com. Any disputes arising from your use of the Service will be resolved in accordance with these laws.

13. Contact Information

If you have any questions, concerns, or requests regarding these Terms, please contact us through the contact information provided on our website.

By using SurpDocs.com, you acknowledge that you have read, understood, and agreed to these Terms of Service.